If we examine the horoscope we find there are 12 houses. Out of them, 6 are beneficial houses and other 6, 4 house are the Kendra houses. These Kendra houses are placed such that they deemed to have great influence on the native. The planets placed in the angles bring power and fame to the natives.

The kendra bhavas are the 1st house, 4th house, 7th house and 10th house. They are the most auspicious houses. That means all planets placed in the kendra make the native healthy, wealthy and wise. As per hindu Mythology Kendras are the houses of Vishnu and Trines(5th and 9th house) are the house of Goddess Laxmi,.

The houses next to the Kendra houses are referred as the Panfar houses. The 2nd house, 5th house, 8th house and the 11th house are called as panfar houses.

1st Panfar house-2nd house

The second house in the natal chart  is commonly known as Panfar house, Marak house, house of wealth, house of speech.

2nd house denotes  Money, family, speech, vision,  right eye, reason of death of the life partner,  ideas, savings, face, physical wellness, teachers, lawyers, bankers, stock and stock markets, neighbour, documentation, collateral objects, bank money, money matters, self - efforts,  accumulation and receipts
for second house, Jupiter is the Karak of the second house. It controls the money and family matters. Speech is controlled by Mercury. Eyes are concerned with the Sun and the Moon.
If the 2nd lord is exalted and aspected by Jupiter the native will have considerable wealth.

Yoga related to education is formed with the second house and fourth house. A person born in this Yoga receives high education, family support and a huge amount of hereditary wealth.

Poverty will attack  the native if the lord of 2nd is weak, debilitated or aspected by malefics.

2nd Panfar house-5th house

This is called the house of intelligence  This signifies intellect, children, brain, maternal uncle, pilgrimages, speculation, sexual affairs, astrology and other occult sciences, soul, father.

The fifth house is also called Prem Bhava. It is the house of learning and is known as Trikona bhava or Panfar bhava. This house represents children,  intelligence, gambling, fame, position, intellect, emotions, first womb, sudden wealth - receipt of property, good ideals, father's godly work, memory, flirtation, affairs, virtue, devotion, foresight, reputation, government assistance, ministerial jobs, publications, sports, entertainment, adventure, courtship, drama, music, lottery, gambling, cards, horse race, stock, stock market, word class, puzzle, love relation, courting, kidnapping, religious thinking, spiritual, exercise, rape, society, romance, accomplishment, somatic pleasure, clothes, belly, worship

for 5th house, Jupiter is the Karak planet. It provides a person with education, learning, wisdom, intelligence, spirituality, children and fame. Mercury being the Karak planet blesses with wisdom, lottery, gambling and sudden wealth.

If the 5th lord is placed well in between the beneficial planets the native will have piercing intellect.

If the Lord of  fifth house and the Lord of the sixth house interchange the native faces health problems. but the native can be a good athlete.

3rd Panfar house-8th house

Eighth house is the 3rd Panfar houseThis is called Ayur bhava. 8th house represents nature of death, sins, destruction, punishment, private parts, operations, danger from poison, obstacles, sickness, accidents, murder, accusations, sorrow, money from partner, speculations, magnetism, witchcraft, and final exit.

For the 8th house, Saturn is the karak.  Presence of Saturn gives long life. If the lord of 8th,1st combines with saturn the native will have long life.

If the 8th lord joins the 12th lord there will be a short life.

If the Saurn is in the 12th house and the lord of the 8th is in the 2nd house with the benefic then the death of the native will occur at the age of 21st year.

If the Saturn joins the Sun and occupies the 8th death will occur from the canine bites.

4th Panfar house-11th house

The 4th Panfar house is called as Labha Bhava or House of gains.  This house represents  gains, wealth, language proficiency, friends ornaments, elder brother, freedom from misery and pain, drinking habit, second wife, liquor shops, general success.

for 11th house Jupiter is the Karak. If the Jupiter occupies the 11th house and is aspected by the mercury the person gains reputation as philoopher and lecturer.
If the 11th lord is the benefic and aspected by the benefic and placed favourably the native will b attracted towards ornaments.

On the whole, the panfar houses like Appokilm and upchaya are in the category of benefic as well as malefic group of houses. .